CDCP Eligibility & Co-Pay Calculator
Answer a few quick questions to estimate whether you may qualify for the Canadian Dental Care Plan and what your co-pay could be based on adjusted family net income.
Important before treatment
The CDCP may not cover the full clinic fee. Always ask your dental office to confirm coverage, co-pay, and any extra charges before your appointment.
Check your estimate
Do you have access to dental insurance?
This includes coverage through work, a family member, pension benefits, or a purchased/private plan.
Are you a Canadian resident for tax purposes?
Did you file your most recent Canadian tax return?
If you have a spouse or common-law partner, they generally need to have filed as well.
Adjusted family net income
Use adjusted family net income from your most recent tax return. This is generally based on line 23600 for you and your spouse/common-law partner, adjusted for UCCB and RDSP amounts. Not the same as gross household income.
Optional: estimated CDCP established fee
Use this only if your dental office gives you an estimate based on CDCP established fees. Co-pay is calculated on CDCP fees, not always the clinic's full fee.
Privacy: This calculator runs in your browser. It does not collect, store, or send your answers.
Fill in the form to see your estimate
Answer the questions on the left and press “Calculate estimate” to see your personalized CDCP eligibility result.